Patriots Bank

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Patriots Bank is an independent locally-owned full service bank that has branches in Garnett, Gardner, Princeton, Richmond, Wellsville, and Westphalia. We have gained a reputation for individual service and a willingness to make residential, commercial, agriculture, and personal loans. We remain committed to the local area and our customers. More

After December 31, 2009 funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Thank you in advance for your cooperation.
Your Privacy Is Important To Us.
At Patriots Bank, we are committed to providing you with the finest products backed by consistently top-quality service . While information is fundamental to our ability to do this, we fully recognize the importance of keeping your personal and account information secure.
We protect your information from unauthorized access, using established and exacting security standards.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
* Information we receive from you on applications or other loan and account forms
*Information about your transactions with us, our affiliates, or others; and
*Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list, that is not publicly available.
What Information We Disclose
We do reserve the right to disclose, nonpublic personal information about our customers or former customers to our affiliates* as permitted by law. We are permitted under law to disclose nonpublic personal information about you to our affiliates and third parties in certain circumstances.
If you decide to close your account(s)or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We are dedicated to serving your needs - for privacy as well as for programs that you may find valuable.
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies. Also if you have any questions about how Patriot's Bank protects your confidential information, please call your local branch as follows:
Locations: (FDIC Insured)

Westphalia 785-489-2231
* Other Features (Not FDIC Insured) These Companies are not affiliated with the bank, and this information is being provided as a service to customers rather than an advertisement.
Garnett Bancshares, Inc. 785-448-3191

Special Note: E-mail may not be secure, so please do not use e-mail to send us communications which contain confidential information such as Account Numbers, Social Security Number, PIN and Passwords, or communications which require immediate attention. If you have questions about your existing account, please call us at one of our locations. For more information on security and privacy view our privacy statement.